We are excited to announce the launch of our Car Hire Excess Insurance service, tailored for The Medical Screening company. This new service is designed to provide comprehensive coverage and peace of mind for customers renting vehicles in the UK, Europe, and worldwide, ensuring that they are protected against unforeseen expenses and complications.
The Medical Screening Company is a provider of specialised insurance products, situated in West Sussex. With a strong focus on rental car excess, travel, home, and auto insurance, the company has established a reputation for delivering high-quality, reliable insurance solutions.
Our car hire excess service is designed to mitigate financial risks associated with car rentals, offering extensive coverage that is ideal for both short-term rentals and annual multi-trip plans, providing flexibility and cost-effective solutions.
Coverage Details
- Excess Charges: Covers up to £10,000 in excess charges.
- Towing & Loss of Use: Up to £1,000 for towing and £500 for loss of use.
- Key & Locksmith Costs: Up to £500 per claim.
- Misfuelling: Up to £1,000 to cover costs associated with misfuelling.
- Administrative Fees: Up to £1,000.
- Personal Possessions: Up to £500 for lost or stolen personal items.
- Accommodation & Travel: Up to £150 for additional accommodation and travel expenses.
Optional Benefits
Rental Cancellation Cover: Protection in case of rental cancellation.
Personal Accident Cover: Additional coverage for personal accidents during the rental period.
Exclusions
The coverage excludes wear and tear, interior damage, driving under the influence, fraud, war, and terrorism. For a full list of exclusions, contact us here.
Cover Area
The Car Hire Excess Insurance service offers coverage in the UK, Europe, and worldwide, excluding areas advised against by the Foreign, Commonwealth & Development Office (FCDO).
Eligibility
To be eligible for this insurance, clients must have a valid UK, EEA, or Swiss driving license and be residents of the UK, Jersey, or Isle of Man. The policy applies to private cars only, with a capacity of up to 9 seats.
Cancellation Policy
Single-Day Policies: Refund available before possession of the rental car.
Annual Policies: Full refund within 14 days if no claims have been made; partial refund available after this period.
Offering this service to your customers provides a significant competitive advantage by differentiating your business from competitors and attracting more customers that are seeking comprehensive coverage options. This service not only generates additional revenue through the sale of excess insurance policies but also offers opportunities for cross-selling and upselling with your existing clients. This will enhance your market credibility and reputation through this reliable and transparent coverage option.
At Acasta Europe, we work with a range of partners, including insurance brokers, insurance wholesalers, MGAs, solicitors, third-party administrators and warranty providers. Our team has a wealth of experience in UK underwriting insurance schemes, adopting a flexible and innovative approach. Looking or a new car hire excess scheme but can’t find the perfect coverage? Contact us today to discuss how we can adapt our current products to tailor to your business and your client’s needs.