Motor Add-Ons
What We Cover
MOT Insurance
Our MOT insurance supports your clients if their car fails its MOT. We handle the costs of repairing or replacing necessary parts, preventing unexpected expenses for your clients. Additionally, the policy can be tailored to offer various levels of indemnity, accommodating your clients’ specific needs.
Smart & Alloy insurance
We offer insurance to safeguard your clients’ alloy wheels against damage. Although alloy wheels are crucial to a vehicle, they are particularly vulnerable. Our coverage protects your clients, covering repairs up to the policy’s indemnity level if their alloys are damaged.
Wheel & Tyre Insurance
If you accidentally curb or scuff your tyre or alloy wheel, Smart Tyre & Alloy Insurance will cover the damage, ensuring your vehicle maintains its showroom appearance. Furthermore, if your vehicle is financed through Smart, this insurance can help avoid extra charges when you return the car at the end of your agreement.
Motor Breakdown
Our motor breakdown product protects your clients if their vehicle breaks down over a mile from home. We offer three coverage levels, with EU cover included in our Gold level. This product can be sold separately or alongside your client’s main motor insurance, providing essential protection in case of a breakdown.
Key Care
Our Key Care policy is an affordable solution to protect your clients if their keys are lost or stolen. It covers the cost of replacement keys and locksmith services, for both house and car keys.
Ancillary Motor Products
We provide a range of ancillary motor products to give your clients extra protection. We offer ready-made products for brokers, such as Excess Protect, and also provide underwriting facilities for brokers to create their own customized products.
Want to learn more?
If you would like to find out more about how to sell our excess protect policies then contact our team below. We can work with you to create policies that provide further protection for your clients.
Download our Product Guide
Discover more about our variety of general insurance products and our adaptable approach, enabling you to trade in a way that best suits your needs.